Inheritance Planning We provide a range of Inheritance Planning products to transfer your assets to the next generation in a tax-efficient manner.
Clinch are experts in the financial products available to transfer your assets to the next generation in a tax efficient manner.
We are the financial advisors of choice in this area for many of Ireland’s leading tax & legal practitioners and their clients. Our Managing Director Tom Clinch has also presented on the subject to Ireland’s Society of Trust and Estate Practitioners.
Our independent ownership also allows us to select the best value in the market. We review your specific needs and arrange the most suitable financial products including:
- Section 72 life insurance to provide a tax-free lump-sum to fund inheritance tax
- Section 73 investment plans to provide a tax-free lump-sum to fund gift tax
- Trust funds to make tax-free annual gifts under the annual gift tax exemption
- Tax-allowable death-in-service insurance for business owners and executives
- Tax-allowable pension life insurance for the self-employed
- Shareholder, partnership and keyman insurance
- Mortgage and commercial loan insurance
- Tax-allowable income protection .